Enjoy Outdoor Living This Summer!

Apply for a HELOC today

It’s time to start enjoying summer, and where better to do that than your own backyard! If you own your home, a Home Equity Line of Credit (HELOC) might be the perfect solution for you if you need extra cash to build a new deck, install a pool, create a dream backyard oasis, or make other home improvements.

A HELOC lets you access the hard-earned equity you have in your home when you need it and for whatever reason you have. Once your credit line is established, you may access the money anytime simply by transferring the funds online, over the phone or in person at one of our branches. Just like a credit card, you can pay down the balance and reborrow the money as you need to.

So why not just use a credit card you ask? Here’s the beauty of a HELOC…Unlike other consumer loans, HELOCs may have the advantage of a tax credit plus interest rates are lower.

LCCU offers fixed rates on HELOCs starting as low as 5.25% APY and variable rates at Prime + .25%. 

Let your home take care of you! Give one of our loan representatives a call today at 208-746-7233 or stop by your local branch if you’re interested in learning more about HELOCs or to apply. We’re here to help you with all your financial needs!