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Refinance with LCCU and your first payment is on us!*

February 1st – March 31st is our annual Breakup with Your Auto Loan Promotion. When you move your auto loan from another financial institution to LCCU, we will pay up to $400 of your first payment with us.

How does it work?

If your loan payment is $400.00, then LCCU will pay $400.00. If your first payment is $800.00, then we will pay $400.00 and you only pay $400.00.

*Only valid on qualifying loans, first loan payment up to $400. 

Existing loans at LCCU do not qualify. LCCU will make the first payment on the payment due date up to $400, interest will accrue on the loan beginning the date of the disbursement. This offer does not apply to existing LCCU vehicle loan refinances. Promotion is effective 2/1/2026 to 3/31/2026. Rates as low as 4.25% APR on approved credit, standard underwriting applies. Members must provide documentation acceptable to credit union of their existing rate and term with other lender to qualify for the meet or beat rate discount. Subject to credit approval and membership eligibility requirements apply. Promotion subject to change. See lender for details.

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