COMMERCIAL LOANS

COMMERCIAL LOANS FOR EVERY BUSINESS NEED

We are here to help local businesses grow with financing options tailored to meet your unique needs. Whether you are looking to invest in commercial real estate, purchase essential equipment or vehicles, or secure a revolving line of credit for day-to-day flexibility, our team is ready to support your goals. With competitive rates and personalized service, we will work alongside you to make sure you have the financial tools you need to thrive, because your success is our success.

BUSINESS REAL ESTATE

It’s important to find the right space to grow your business. With competitive rates and local expertise, our team will work with you to secure the commercial real estate financing that best meets your needs.

  • Competitive Rates: Secure affordable financing to purchase or refinance commercial properties.
  • Flexible Loan-to-Value Ratios: Borrow up to 80% of the property’s value to support your business’s goals.
  • Customizable Terms: Choose from various options, including terms up to 10 years and amortization periods up to 25 years.
  • Support for Expansion: Find the perfect space to grow your business or diversify your property holdings.
  • Local Expertise: Work with a team that understands your market and provides personalized guidance.
  • Streamline Refinancing: Optimize your existing commercial real estate loans with flexible refinancing options.

EQUIPMENT & VEHICLE LOANS

Having the right equipment and vehicles is essential to running your business smoothly. Our team is here to provide flexible financing options to help you get what you need, so you can focus on reaching your goals.

  • Affordable Financing Options: Benefit from competitive rates for both new and used equipment or vehicles.
  • Flexible Terms: Financing plans tailored to fit your business’s unique operations and goals.
  • Protect Your Cash Flow: Acquire the tools you need without tapping into working capital or savings.
  • Boost Efficiency: Stay ahead of the competition with reliable, up-to-date equipment and vehicles.
  • Minimize Downtime: Prevent lags in production by upgrading outdated or worn-out equipment seamlessly.

REVOLVING LINE OF CREDIT

Financial flexibility is key to managing the ups and downs of business. Our revolving line of credit gives you access to funds when you need them, so you can keep your operations running smoothly and focus on growth.

  • Flexible Cash Flow Solutions: Access funds when you need them to manage day-to-day operations or cover unexpected expenses.
  • On-Demand Access: Draw funds as needed, pay down balances, and repeat—no need to reapply.
  • Growth Made Easier: Keep operations running smoothly while focusing on expanding your business.
  • Customizable Financing: Adjust borrowing to fit your business’s changing needs and seasonal demands.
  • Streamlined Application Process: Quickly secure funding with minimal paperwork and competitive rates.

Checking and Savings Accounts

Our checking and savings accounts provide easy, fee-free banking with mobile access and secure payment options for everyday transactions. Our savings accounts offer competitive rates, helping you achieve both short-term and long-term financial goals. With the flexibility to choose accounts that match your needs and a commitment to community, we support your financial journey every step of the way. Get started today and take advantage of all of our benefits!

Ready to make the switch? Switching to LCCU is easy!

Merchant Services with Elavon

Payments Made Easy.

The right payment solution can set your business apart, boost customer loyalty, and drive growth! Whether you run a restaurant, an online store, or a landscaping business, Elavon makes accepting payments easy and secure.

For over 30 years, Elavon has helped businesses of all sizes process payments seamlessly, enhancing revenue and customer satisfaction. They’re here to do the same for you!

With Elavon, you’ll get expert support every step of the way, from setup to 24/7 customer service. All of our managers have been trained in Elavon and we’d love to help set you up for success!

As your business grows, LCCU and Elavon will be right there with you.
  • Get Paid Quickly
  • Protect Sensitive Information
  • Run Your Business Efficiently
  • Receive 24/7/365 Support
Learn more about your benefits with Elavon and get started today!
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