From your first home to your first car, or that dream vacation, we’ll help your vision become a reality when it comes to checking off every item on your wish list! These are some of the biggest and most important purchases you’ll make, and we want you to feel comfortable when you are ready.
We make the loan process quick and painless.
You can apply online or visit one of our branches.
| LOAN TYPE | MAXIMUM TERM | APR* |
| Shared Secured | Varies | Rate Earned + 2% |
| RVs, Boats & ATVs | Up to 180 Months | As low as 6.49% |
| Autos | Up to 96 Months | As low as 4.25% |
| Other Collateral Secured | Up to 60 Months | As low as 8.49% |
| Signature Loan | Up to 60 Months | As low as 10.49% |
| Visa Classic & Business | Revolving | As low as 11.50% |
| Overdraft Protection Monthly Payment For Overdraft Advances: 3% of the outstanding balance at the time of the advance. Your minimum payment will never be less than $30.00. | Revolving | As low as 13.49% |
*APR = Annual Percentage Rate
If you live, work, volunteer, worship or attend school in Clearwater, Idaho, Latah, Lewis, and Nez Perce counties in the state of Idaho and all counties in the state of Washington…you’re eligible for membership! Apply online, call or stop by our office today our staff will be glad to open your account. Start saving for your future today.
