DEBIT CARD

INTRODUCING CHIP CARDS

Enhanced Security for your Debit and Credit Cards

Lewis Clark Credit Union will soon offer debit cards with chip technology. The embedded computer chip provides more security and wider international acceptance.

A microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.

These cards are already in wide use around the world and are now becoming the standard in the U.S.

Follow these steps to use your card at a chip-enabled terminal:

  1. Insert your card, face up and chip end into the chip-enabled terminal.
  2. Leave the card in the terminal during the entire transaction.
  3. Follow the instructions on the screen and either sign your name or enter your PIN as needed. Be sure to remove your card and take your receipt when the transaction is complete.

If a merchant isn’t using a new chip-enabled terminal yet

You will ‘swipe’ your card to make your purchase, just as you do today. Chip cards will continue to have the magnetic stripe on the back.

Online or phone purchases

Provide your card information as you have done in the past. Chip cards will not change the way payments are made online or by telephone.

At an ATM

The process is essentially the same as at a merchant. Insert your card, leave it in the ATM, and follow the prompts on the screen. Depending on the type of ATM, you might be prompted to re-insert your card. Leave the card in the ATM until the transaction is complete and the card is released, and then remove your card. A PIN is needed for ATM transactions.

FREQUENTLY ASKED QUESTIONS

CONTACT US FOR MORE INFO

Call us at (208) 746-7233 or stop in if you have additional questions about chip cards, or if you are interested in opening an account.

COME JOIN US

As a member of Lewis Clark CU, you’re part of a not-for-profit financial institution committed to helping you and your community shine. If you live, work, volunteer, worship or attend school in Nez Perce, Latah, Lewis, or Clearwater counties in Idaho and Asotin, Garfield or Whitman counties in Washington…you’re eligible for membership! Apply online, call or stop by one of our branches today, our staff will be glad to open your account. Start saving for your future today.

LOCATIONS

LEWISTON BRANCH
1626 17th Street
Lewiston, ID 83501
(208) 746-7233

OROFINO BRANCH
234 Johnson Ave
Orofino, ID 83544
(208) 476-5112

CLARKSTON BRANCH
1451 15th Street
Clarkston, WA 99403
(509) 780-4120

CLEARWATER BRANCH
320 15th St.
Lewiston, ID 83501
(208) 746-9836

POMEROY BRANCH
850 Main Street
Pomeroy, WA 99347
(509) 566-1000

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