LCCU is proud to participate in the CO-OP Shared Branch network, giving you access to over 5,000 credit union branches across the country. Whether you’re traveling or have moved away from one of our locations, you can still handle your everyday banking just like you would at LCCU. Services like deposits, withdrawals, transfers, and loan payments are all available at no additional cost through shared branching. It’s one more way we make managing your money easier and more convenient, wherever life takes you.
CO-OP is introducing IDCheck, a faster and more secure way to verify your identity when visiting a shared branching location. This enhanced system combines a government-issued ID, facial recognition, and a unique QR code to confirm your identity quickly and securely. IDCheck helps streamline access to your account and adds an extra layer of protection during your visit.
The shared branch network makes it possible for members of participating credit unions to walk into partner credit unions and make deposits and withdrawals like they would at their own credit union. LCCU is a member of the Co-Op Shared Branch network, along with more than 1,800 other credit unions. Our Co-Op membership provides our members with access to over 5,000 Shared Branches and 30,000 ATMs across the country.
You can use the Co-op Shared Branch Locator to find one of the 5,000+ service centers nationwide near you. Remember to bring your member number and photo ID when visiting a shared branch.
Please call the Co-op Shared Branch Call Center at (888) 837-6500 to do shared branching over the phone.
Look for an IDCheck QR code when you arrive at a participating Shared Branch. You can also contact the branch in advance to ask.
If you don’t have a smartphone, you may need to follow the standard ID verification process at the teller window. Some branches may offer a tablet or device for use.
Your access code is valid for 20 minutes. If it expires, simply rescan the QR code and complete the verification process again.
Yes! IDCheck uses secure encryption to protect your personal data. It’s designed to enhance security while making your transactions faster and easier.
No, IDCheck does not support military IDs due to federal regulations prohibiting photocopying of government-issued identification.
*Other financial institutions may reserve the right to assess their own fees or charges for certain transactions.
